IDs, passwords, and PINs

User ID and Password

You must have a logon (User ID and password) to search or register on the PPSR.  You need to log on before using any online service.

It is FREE to register for a logon.  Any service that requires a fee is identified by a 'Pay Now' screen so you can decide whether or not to proceed.

Secured Party Group ID and Password

Secured Party Groups are a central identity within the PPSR.  They are essentially the creditor, lender or person taking a security interest over certain collateral.  To register financing statements you must first have a User ID then you must register the secured party as a Secured Party Group (also referred to as an SPG).

A secured party (or someone acting on their behalf) creates a Secured Party Group to represent itself the first time it accesses the PPSR.  At this time the Secured Party Group is assigned its own unique SPG ID and password.  After the initial Secured Party Group registration the first and all subsequent financing statements are registered against that Secured Party Group.

Financing Statement Registration Number and PIN and Debtor PIN

The Financing Statement Registration Number is unique to each Financing Statement.  It is used to identify a Financing Statement and is automatically assigned once registration is complete.

The Financing Statement PIN is a critical piece of information required by the secured party to maintain and discharge the financing statement.

The Debtor PIN and a copy of the verification statement must be supplied to the debtor by the secured party within 15 working days - unless the debtor waives, in writing, the right to receive one.  The Debtor PIN is only used by the debtor, or a person with an interest in the collateral, during the change demand process.

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